Ann Marie Terwilliger

Ann Marie Terwilliger, born November 20, 1946, in Muskegon, Michigan, passed away on October 8, 2026, at Harbor Terrace after battling cancer. She lived a life centered on family, faith, hard work, and caring for those around her.

Ann graduated from Muskegon Catholic Central High School and later studied accounting in classes. In her working life, she served as a shipping manager at Brunswick for approximately 10 years. Earlier, she had devoted herself to being a stay-at-home mother during the early years of her family, a role that reflected the loving attention she gave to her home and children. After leaving Brunswick, she helped run her daughter's dance studio and office, continuing to offer her steady support and organizational gifts in a setting close to her heart.

She was known for being prepared and organized, and for the devotion she showed in caring for her home and family. Those qualities touched many parts of her life. She helped make many of her daughter's dance studio costumes, combining care and creativity in ways that became lasting memories. Ann also enjoyed reading, sewing, and traveling. She and Larry traveled extensively together, including a memorable trip to Hawaii for her stepson's wedding. She had a special tenderness for animals and was a dedicated caretaker of her rescued dogs. She enjoyed time sitting at her kitchen table watching the birds in her yard that she took such good care of. Ann enjoyed watching sports of all kinds with her family.

Her faith and community were also important to her. Ann was a member of Prince of Peace Catholic Church and belonged to Ladies VFW Auxiliary in Fremont, Michigan. Through these connections, she shared fellowship and friendship with many over the years.

Ann is survived by her husband, Larry; her children, Tracey (Bryan) O'Neal-McQueen, Brian O'Neal;, Step Children, Thomas (Jody) Terwilliger, Tony Terwilliger, Jim (Jamie) Terwilliger; Mike (Marge) Fraser, Tony (Starr) Fraser and Many grandchildren and great-grandchildren and nieces and nephews. She will be remembered with love for the care she gave so freely, the steadiness she brought to everyday life, and the deep commitment she showed to the people she loved.

She was preceded in death by her parents, John and Elizabeth (Fraser) Pacyga; step-children Scott Terwilliger and Patrice Terwilliger; and by her grandchild, Brianna. Their memories remained part of her life and story, and she now rests in peace among those who went before her.

Burial will take place at Egelston Township Cemetery in Muskegon, Michigan. Please visit www.clockfuneralhome.com to sign the guestbook or leave a memory.